Texas Paycheck Calculator

One of the benefits of residing and working in Texas is the absence of a state income tax. Consequently, only federal income taxes apply to your salary in this state. Additionally, it is important to mention that no cities within Texas enforce any local income tax.

To better understand how your earnings break down after deductions, many employees and employers rely on payroll tools such as a payroll stub generator to view clear paycheck summaries and withholding details.

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How Does the Texas Paycheck Tax Calculator Work?

The amount you receive in your paychecks each year may not align with your hourly wage or annual salary because your employer deducts taxes from your earnings. Both you and your employer are obligated to contribute 6.2% of your earnings for Social Security taxes and 1.45% for Medicare taxes, which are collectively known as FICA taxes.

Important Note: The StubCreator provides a paycheck calculator designed to provide essential guidance. This should not be relied upon to calculate exact taxes, payroll, or other financial data. You should seek a professional accountant regarding any particular requirement.

Texas Wage Tax Calculator

If you reside in Texas and earn an annual gross pay of $58,146.00, your net pay, or take-home pay, will be approximately $48,900 after accounting for tax deductions of about 15.85%, which amounts to roughly $9,246.00 in 2026. These deductions encompass various taxes, including approximately 7.80% for federal income tax, totalling around $4,534.00; 0.00% for state income tax, resulting in $0.00; 6.20% for Social Security tax, amounting to $3,606.05; and 1.45% for Medicare, which equals $843.12.

To better visualize how these deductions appear on a paycheck, reviewing a sample of pay stubs can help you preview how earnings, taxes, and net pay are typically displayed on a standard pay statement.deductions play a primary role in payroll.

Taxable Base Wage

The taxable wage in Texas for 2026 is $9,000, essentially unchanged from the prior year.

Year	Texas Taxable Base Wage
2026	$9,000
2025	$9,000
2024	$9,000
2023	$9,000
2022	$9,000

SUTA Rates

The rates for unemployment taxes were released in January 2026, and they varied slightly from those of the previous years.

Year	Texas SUTA Rates
2026	0.32% to 6.32%
2025	0.31% to 6.31%
2024	0.25% to 6.25%
2023	0.23% to 6.23%
2022	0.31% to 6.23%

FUTA Rates

The FUTA tax must be paid by the employer on behalf of its workers. Your workforce is not accountable for the tax. This tax has uniform rates across the country. Below is the gross rate of FUTA for employee wages.

Year	FUTA Rates
2026	6% on first $7000
2025	6% on first $7000
2024	6% on first $7000
2023	6% on first $7000
2022	6% on first $7000

FICA Rates

In Texas, the FICA tax rates for 2026 are as follows:

For Employees and Employers:

Social Security Tax: 6.2%
Medicare Tax: 1.45%

Additional Medicare Taxes

Employees: 0.9%

Year	Texas FICA Rates
2025	7.65%
2026	7.65%
2024	7.65%
2023	7.65%
2022	7.65%

Texas Payroll Tax Withholding:

The unemployment insurance tax is the sole payroll tax that employers in Texas are required to pay at the state level. This tax is a component of the national program that the US Department of Labor oversees. In Texas, state income tax is not required to be paid by either employers or employees.

Texas Paystub Generator

The completion of Form W-4 is the first crucial step in the process of Texas payroll taxes, as employees must provide the necessary information. This particular form plays a vital role in calculating the precise amount to be withheld.
There is no personal income tax rate in Texas.
Employees must ensure that they update their Form W-4 when they experience life-changing circumstances like marriage, divorce, the birth or adoption of a child, and other similar events. This is necessary, as these events can potentially affect their tax liabilities.
Tools and resources from StubCreator help simplify payroll understanding by presenting paycheck information in a clear and structured format.

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Questionnaires:

How does the Texas paycheck calculator determine my net pay?

The Texas paycheck calculator calculates your net pay by considering factors such as your gross wages, tax withholdings, deductions, exemptions, and other applicable contributions. It factors in federal income tax, FICA (Social Security and Medicare taxes), and any additional deductions or contributions.

What information is needed to use the Texas paycheck calculator?

To effectively utilize the Texas paycheck calculator, you'll need details such as your gross wages (pre-tax earnings), pay frequency (e.g., weekly, bi-weekly), filing status (single, married), allowances, and any additional deductions or contributions you wish to include.

How accurate are the results from the Texas paycheck calculator?

While the paycheck calculator aims to provide accurate estimates, it's essential to recognize that it offers approximations. Variations in tax laws, personal circumstances, or other factors may affect your actual paycheck. For precise calculations, consider consulting with a tax professional or referring to official tax documents.