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W-2 vs. W-9: Key Difference You Need To Know
When it comes to tax reporting, Forms W-2 and W-9 serve different purposes and are used in different scenarios. It’s important to understand the difference between these forms…
Posted On: Feb 06, 2026
What is StubCreator, and who is it for?
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StubCreator is a paystub maker tool that provides accurate and professional paystubs. Whether you are an employee, employer, self-employed professional, or freelancer, you can make your own paystub at cost-effective rates.
How does StubCreator ensure tax calculation accuracy?
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StubCreator has a built-in automated tax calculator that is updated regularly with the latest State, Federal, and Local tax laws.
How does StubCreator handle the new "No Tax on Tips & Overtime" rule?
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Since the OBBBA was enacted, this tool includes separate line items for tips and overtime. These calculations are done separately, so the $25,000 tip deduction and $12,500 overtime deduction can be accurately calculated for federal withholding.
Do I need any payroll or accounting knowledge to use this tool?
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No, you don't need any payroll or accounting knowledge to use this tool. Simply enter your information and create your paystub in 3 simple steps.
Is your 2026 Social Security calculation updated for the new wage base?
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Yes. The Social Security (OASDI) tax wage base for 2026 is $184,500. Then the generator will stop taking out 6.2% from an employee's payroll when that worker’s YTD earnings match this number.
Are these stubs accepted as proof of income by banks or landlords?
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Generally, yes, if you have provided the information accurately and honestly.
What information do I need to get started?
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You will need Company info, employee info, pay info, etc, to get started with paystub creation.
Does your generator support the new 1099-NEC $2,000 reporting threshold?
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Yes. The platform's 1099-NEC forms reflect the 2026 rule change that hiked the reporting threshold to $2,000 from $600.
How are the new 2026 Federal Income Tax Brackets applied?
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The system applies the 2026 brackets, adjusted for inflation. This means that the 10% rate now applies up to $12,400 for single filers, and the standard deduction has been revised to be $16,100 (for Single) and $32,200 (Joint).
Does StubCreator support all 50 U.S. states?
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Yes, this tool supports all 50 U.S states. The tool includes specific tax configurations for every state.
Can I use StubCreator on my mobile phone?
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Yes, you can use StubCreator on your mobile phone, as there are dedicated apps available on the Google Play Store and the Apple App Store.
Does the generator include the new 2026 "Trump Account" (TA) employer contributions?
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Yes. Employers can deposit up to $2,500 in an employees’ “Trump Account” (TA) beginning on July 4, 2026. You can enter these as tax-free employer contributions in the tool, and they will be coded correctly for W-2s.
