Georgia utilizes a progressive income tax structure consisting of a flat 5.19% rate in 2026. As a result, individuals residing in the Peach State with higher incomes can anticipate a greater burden on state and federal taxes. It is worth noting that Georgia does not impose any local income taxes, which makes it easier to document earnings using a free payroll stub generator after estimating taxes.
In Georgia, like in every other U.S. state, employers are required to withhold federal and FICA taxes from paychecks and send them to the IRS. The federal taxes are used for annual income taxes, while the FICA taxes are allocated to Medicare and Social Security.
Your employer deducts 1.45% of your wages for Medicare taxes and 6.2% for Social Security taxes from each pay period. Additionally, your employer matches these deductions to cover the full FICA taxes, which amount to 2.9% and 12.4% of your wages for Medicare and Social Security, respectively. In 2026, the Social Security wage base is $184,500.
It’s important to note that individual taxpayers pay an extra 0.9% Medicare surtax on earnings exceeding $200,000. Employers do not match this surtax. Joint filers earning more than $250,000 and married individuals filing separately with income over $125,000 are also subject to this surtax.
Important Note: The StubCreator provides a paycheck calculator designed to provide essential guidance. This should not be relied upon to calculate exact taxes, payroll, or other financial data. You should seek a professional accountant regarding any particular requirement.
For users who want to preview how their earnings appear on a pay stub, StubCreator also offers check stubs template that display standard layouts and fields before finalizing documentation
The taxable wage in Georgia for 2026 is $9,500; it has not increased since 2021.
| Year | Georgia Taxable Base Wage |
| 2026 | $9,500 |
| 2025 | $9,500 |
| 2024 | $9,500 |
| 2023 | $9,500 |
| 2022 | $9,500 |
| 2021 | $9,500 |
The new employer rate for Georgia SUTA is 2.64% in 2026, while rates for 2026 vary from 0.04% to 8.10%. For the majority of employers, there is also an administrative assessment of 0.60%.
Additionally, you should be aware that new companies must pay 2.64%, while the SUI (state unemployment insurance) rate ranges from 0.04% to 8.10% in 2026.
| Year | Georgia SUTA Rate |
| 2026 | 0.04% – 8.10% |
| 2025 | 0.04% – 8.10% |
| 2024 | 0.04% – 8.10% |
| 2023 | 0.04% – 7.56% |
| 2022 | 0.04% – 8.10% |
For 2026, employers in Georgia will be required to pay 6% of the first $7,000 of each employee’s taxable income as Federal Unemployment Tax (FUTA).
However, if employers pay their state unemployment taxes in full and on schedule, they often receive a credit of up to 5.4% against their FUTA tax bill. For most employers, this means a net FUTA tax rate of 0.6%.
A 0.6% fee is also imposed on the first $7,000 of wages to pay state unemployment benefits. Depending on the state’s unemployment rate, this levy could be withdrawn or lowered.
| Year | Georgia FUTA Rate |
| 2026 | 6% on first $7,000 |
| 2025 | 6% on first $7,000 |
| 2024 | 6% on first $7,000 |
| 2023 | 6% on first $7,000 |
| 2022 | 6% on first $7,000 |
Georgia’s FICA tax rates for 2026 are the same as they were in prior years:
| Year | Georgia FICA Rates |
| 2026 | 7.65% |
| 2025 | 7.65% |
| 2024 | 7.65% |
| 2023 | 7.65% |
| 2022 | 7.65% |
In the state of Georgia, if your annual gross pay is $61,497.00, your net pay (or take-home pay) will amount to $48,200 after tax deductions of 21.62% (or $13,297.18). These deductions include a federal income tax of 8.78% (or $5,400.00), a state income tax of 5.19% (or $3,192.66), a social security tax of 6.20% (or $3,812.81), and a Medicare tax of 1.45% (or $891.71).
Below are the details of Georgia:
Georgia implements an income tax system with a flat tax rate of 5.19%. The tax is based on your taxable income after various deductions. Georgia's income tax is calculated after deducting certain exemptions and credits, such as the standard deduction or itemized deductions.
In addition to state income tax, deductions commonly withheld from Georgia paychecks include federal income tax, Social Security tax, Medicare tax, and possibly local taxes if applicable. Other deductions may include contributions to retirement plans, health insurance premiums, and voluntary withholdings like charitable contributions.
Yes, Georgia has a minimum wage that aligns with the federal minimum wage, which is $7.25 per hour as of 2026. However, certain cities or municipalities may have established higher minimum wage rates. The minimum wage directly impacts the earnings of hourly employees, ensuring they receive at least the mandated amount for their work hours.