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What is the Affordable Care Act?

The Affordable Care Act (ACA)  is a federal law enacted in the United States in 2010. The ACA aimed to improve the affordability, accessibility, and quality of health care for Americans.

When Was the Affordable Care Act Passed?

The Affordable Care Act (ACA), also known as Obamacare, was passed by the United States Congress and signed into law by President Barack Obama on March 23, 2010. The law was designed to address several issues related to the affordability, accessibility, and quality of health care in the United States. The ACA has since been the subject of legal challenges and political debates, with some seeking to repeal or modify the law and others advocating for its expansion.

Is the Affordable Care Act Still in Effect?

Yes, the Affordable Care Act (ACA), also known as Obamacare, is still in effect in the United States. While the law has faced several legal and political challenges, it remains the law of the land. As of 2021, the ACA provides health insurance coverage to millions of Americans through the health insurance marketplaces, Medicaid expansion, and other provisions.

The ACA also includes several consumer protections, such as the prohibition of discrimination based on pre-existing conditions and the requirement that health insurance plans cover essential health benefits. However, some aspects of the law have been modified or repealed through legislative and executive actions.

What Does the Affordable Care Act Do?

The Affordable Care Act (ACA), also known as Obamacare, is a federal law that aims to improve the affordability, accessibility, and quality of health care for Americans. ACA include:

Health insurance marketplace: The ACA created a health insurance marketplace where individuals and small businesses can shop for and compare health insurance plans.

Individual mandate: The ACA required most Americans to have health insurance coverage or pay a penalty, with exemptions for certain groups, such as low-income individuals. 

Medicaid expansion: The ACA expanded eligibility for Medicaid, a federal-state program that provides health insurance coverage for low-income individuals and families.

Essential health benefits: The ACA requires health insurance plans to cover essential health benefits, such as preventive care, mental health services, and prescription drugs.

Employer mandate: The ACA requires certain employers to offer health insurance coverage to their employees or pay a penalty.

Also, See: Federal Unemployment Tax Act (FUTA)

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